How to cancel Credit Sesame: Grow Your Score and get your money back
Credit Sesame: Grow Your Score is a Finance app by Credit Sesame, Inc.. Canceling and getting refunded are two separate things — most people do the first and assume the second happens automatically. It doesn't.
Based on 100 of the most recent public App Store reviews, sampled September 2026.
Step 1 — Stop the next charge
- On iPhone or iPad: Settings → tap your name → Subscriptions.
- Select Credit Sesame: Grow Your Score → Cancel Subscription.
- Check that it now says Expires and not Renews. If it still says Renews, it is not canceled.
Deleting the app does not cancel the subscription. This is the single most common reason people keep getting charged.
Step 2 — Ask Apple for the charge back
Answer these and you'll get the exact wording to paste into Apple's form. Nothing is sent anywhere — it's generated in your browser.
You're not the only one
Recent 1–2★ reviews of Credit Sesame: Grow Your Score on the App Store, about billing:
The graded credit wheel is no longer accessible and your AI bot instructions are incorrect or the options they are pushing are not there so they are useless. They tell me to click on my ‘initials’ icon but that has now been replaced by a useless AI chat bot named “Sesa”. If the credit grading wheel is no longer available I will be canceling. My other credit card apps give me the same info without pushing so many offe…
Complete advertising fraud. Went to site and it said get all 3 credit scores now, start free trial so I did. Then it said other 2 credit bureaus are not included in free trial. Couldn’t even open full report of the one they do provide. All they want is money money and more money on everything you try to view. I’m sure they make money on the people that forget to cancel their free trail. Why would anyone want to subsc…
You need to pay a membership fee to report a dispute. They are trying to extort people into paying for a membership. They will leave charges on your report that say $0 and it’s an eye sore they’re extorting people into paying to get rid of. Contact the credit company directly instead, if that fails, then use a trial to dispute the charge(s) and cancel the subscription before it auto-renews.
Find every subscription that's still charging you
Forward your Apple receipt emails to one address. We pull out every active subscription, what it costs, and when it renews next — then warn you before each renewal instead of after.
Free while in beta. No account, no bank connection.
Questions
Can I get a refund after I already canceled Credit Sesame: Grow Your Score?
Yes. Canceling stops future renewals but does not refund a charge that already went through. You request that separately at reportaproblem.apple.com, and "I was charged after I canceled the subscription" is the reason to select.
How long do I have to ask for a refund?
Apple generally expects refund requests within 90 days of the charge. Ask as soon as you notice it — requests on recent charges are approved more often.
Apple declined my request. Is that the end?
No. A first decline is common and is often automated. You can submit the request again with more specific facts and ask for review by a senior advisor. If it is declined again, you can dispute the charge with your card issuer.
Will I lose access to Credit Sesame: Grow Your Score if I cancel?
You keep access until the end of the period you already paid for. Canceling only stops the next renewal.