How to cancel OweYou - Money That's Yours and get your money back
OweYou - Money That's Yours is a Finance app by 404 Archive LLC. Canceling and getting refunded are two separate things — most people do the first and assume the second happens automatically. It doesn't.
Based on 22 of the most recent public App Store reviews, sampled September 2026.
Step 1 — Stop the next charge
- On iPhone or iPad: Settings → tap your name → Subscriptions.
- Select OweYou - Money That's Yours → Cancel Subscription.
- Check that it now says Expires and not Renews. If it still says Renews, it is not canceled.
Deleting the app does not cancel the subscription. This is the single most common reason people keep getting charged.
Step 2 — Ask Apple for the charge back
Answer these and you'll get the exact wording to paste into Apple's form. Nothing is sent anywhere — it's generated in your browser.
You're not the only one
Recent 1–2★ reviews of OweYou - Money That's Yours on the App Store, about billing:
Deceptive advertising through Facebook and Instagram. They acquire your personal information and then demand payment through subscription.
Can’t say too much cause it seems to work for some but the fact they advertise advertise but don’t advertise that you can only access with a subscription. Basically downloaded for no reason. If you have the money do it I guess.
Before I could even finish setting up, I was bombarded with ads asking me to subscribe with no way out.
Find every subscription that's still charging you
Forward your Apple receipt emails to one address. We pull out every active subscription, what it costs, and when it renews next — then warn you before each renewal instead of after.
Free while in beta. No account, no bank connection.
Questions
Can I get a refund after I already canceled OweYou - Money That's Yours?
Yes. Canceling stops future renewals but does not refund a charge that already went through. You request that separately at reportaproblem.apple.com, and "I was charged after I canceled the subscription" is the reason to select.
How long do I have to ask for a refund?
Apple generally expects refund requests within 90 days of the charge. Ask as soon as you notice it — requests on recent charges are approved more often.
Apple declined my request. Is that the end?
No. A first decline is common and is often automated. You can submit the request again with more specific facts and ask for review by a senior advisor. If it is declined again, you can dispute the charge with your card issuer.
Will I lose access to OweYou - Money That's Yours if I cancel?
You keep access until the end of the period you already paid for. Canceling only stops the next renewal.