How to cancel PocketGuard・Budget Planner App and get your money back
PocketGuard・Budget Planner App is a Finance app by PocketGuard, Inc.. Canceling and getting refunded are two separate things — most people do the first and assume the second happens automatically. It doesn't.
Based on 50 of the most recent public App Store reviews, sampled September 2026.
Step 1 — Stop the next charge
- On iPhone or iPad: Settings → tap your name → Subscriptions.
- Select PocketGuard・Budget Planner App → Cancel Subscription.
- Check that it now says Expires and not Renews. If it still says Renews, it is not canceled.
Deleting the app does not cancel the subscription. This is the single most common reason people keep getting charged.
Step 2 — Ask Apple for the charge back
Answer these and you'll get the exact wording to paste into Apple's form. Nothing is sent anywhere — it's generated in your browser.
You're not the only one
Recent 1–2★ reviews of PocketGuard・Budget Planner App on the App Store, about billing:
I liked this for awhile until it got progressively worse - Pending transactions don’t sync so you can’t categorize purchases for 5-7 days (at which time I forget what they are) and all my accounts randomly unsync so I’ll think I have a certain amount of money left for the month but there are purchases that aren’t loaded. I purchased another product that works much better with 7 months left in this subscription but I…
I don’t know what’s happened to PocketGuard but it no longer syncs to USAA. I’ve deleted and reinstalled the account. It sees the total but won’t update any transactions anymore. Cancelling PocketGuard
They took $70 out of my account, I reported fraud and thankfully got my money back. This app is ridiculous. Also was very pushy to get me to spend more money.
Find every subscription that's still charging you
Forward your Apple receipt emails to one address. We pull out every active subscription, what it costs, and when it renews next — then warn you before each renewal instead of after.
Free while in beta. No account, no bank connection.
Questions
Can I get a refund after I already canceled PocketGuard・Budget Planner App?
Yes. Canceling stops future renewals but does not refund a charge that already went through. You request that separately at reportaproblem.apple.com, and "I was charged after I canceled the subscription" is the reason to select.
How long do I have to ask for a refund?
Apple generally expects refund requests within 90 days of the charge. Ask as soon as you notice it — requests on recent charges are approved more often.
Apple declined my request. Is that the end?
No. A first decline is common and is often automated. You can submit the request again with more specific facts and ask for review by a senior advisor. If it is declined again, you can dispute the charge with your card issuer.
Will I lose access to PocketGuard・Budget Planner App if I cancel?
You keep access until the end of the period you already paid for. Canceling only stops the next renewal.