How to cancel Settlemate: Claim Savings and get your money back
Settlemate: Claim Savings is a Finance app by Settlemate Inc. Canceling and getting refunded are two separate things — most people do the first and assume the second happens automatically. It doesn't.
Based on 50 of the most recent public App Store reviews, sampled September 2026.
Step 1 — Stop the next charge
- On iPhone or iPad: Settings → tap your name → Subscriptions.
- Select Settlemate: Claim Savings → Cancel Subscription.
- Check that it now says Expires and not Renews. If it still says Renews, it is not canceled.
Deleting the app does not cancel the subscription. This is the single most common reason people keep getting charged.
Step 2 — Ask Apple for the charge back
Answer these and you'll get the exact wording to paste into Apple's form. Nothing is sent anywhere — it's generated in your browser.
You're not the only one
Recent 1–2★ reviews of Settlemate: Claim Savings on the App Store, about billing:
I don’t understand why it’s trying to force me to pay for a monthly or yearly subscription for this whenever you’re not even guaranteed did you receive any money back by going into a settlement?
Hi! Used this app consistently for a year. Didn’t qualify for much but applied anyways thinking there was a money back guarantee if you didn’t make your subscription fee in a year. I didn’t make a single cent despite continuous engagement with the platform. They REFUSED to refund me. I will tell every single person I know not to waste their money or time.
This app will tell you that you owed so much money but it's not very thorough. I saw on TikTok oh if you dealt with TurboTax then you could be owed money to send that. But it asks you if you dealt with about six different companies and then if you want to actually see if you're legit owed anything they ask you to pay before you can see anything so definitely a scam
Find every subscription that's still charging you
Forward your Apple receipt emails to one address. We pull out every active subscription, what it costs, and when it renews next — then warn you before each renewal instead of after.
Free while in beta. No account, no bank connection.
Questions
Can I get a refund after I already canceled Settlemate: Claim Savings?
Yes. Canceling stops future renewals but does not refund a charge that already went through. You request that separately at reportaproblem.apple.com, and "I was charged after I canceled the subscription" is the reason to select.
How long do I have to ask for a refund?
Apple generally expects refund requests within 90 days of the charge. Ask as soon as you notice it — requests on recent charges are approved more often.
Apple declined my request. Is that the end?
No. A first decline is common and is often automated. You can submit the request again with more specific facts and ask for review by a senior advisor. If it is declined again, you can dispute the charge with your card issuer.
Will I lose access to Settlemate: Claim Savings if I cancel?
You keep access until the end of the period you already paid for. Canceling only stops the next renewal.