How to cancel Settlemate: Claim Savings and get your money back
Settlemate: Claim Savings is a Finance app by Settlemate Inc. Canceling and getting refunded are two separate things — most people do the first and assume the second happens automatically. It doesn't.
Based on 450 of the most recent public App Store reviews, sampled September 2026.
What goes wrong with Settlemate: Claim Savings billing
We read the 248 recent 1–2★ reviews of Settlemate: Claim Savings that mention money. These are the specific problems they describe (one review can describe more than one):
- Refund refused by the developer8
- Charged a different amount or plan than expected7
- Paid, then core features stayed locked7
- Free trial turned into a paid charge5
- Charged after canceling3
- Could not find a way to cancel3
What this means for you: Many reviewers say Settlemate: Claim Savings refused to refund them. If you paid through the App Store, the developer could not have refunded you anyway — only Apple can. Skip the developer's support and go straight to Apple (Step 2).
Step 1 — Stop the next charge
- On iPhone or iPad open Settings and tap your name at the very top.
- Tap Subscriptions, then Settlemate: Claim Savings.
- Tap Cancel Subscription and confirm.
Deleting the app does not cancel the subscription. This is the single most common reason people keep getting charged.
Then check it actually worked
Look at the date line under the subscription. This one word tells you whether you are still being charged:
If it still says Renews, the cancellation did not go through — go back and do it again. Either way, a charge that already happened is refunded separately, in Step 2.
Step 2 — Ask Apple for the charge back
Answer these and you'll get the exact wording to paste into Apple's form. Nothing is sent anywhere — it's generated in your browser.
Free — the refund request to send Apple. No account, no email required.
$5.99 one time — the appeal letter for when Apple declines your first request, plus the chargeback letter for your card issuer if Apple still says no. Emailed to you. Not a subscription. Nothing renews. Full refund on request — see Refund Policy.
You're not the only one
Recent 1–2★ reviews of Settlemate: Claim Savings on the App Store, about billing:
I don’t understand why it’s trying to force me to pay for a monthly or yearly subscription for this whenever you’re not even guaranteed did you receive any money back by going into a settlement?
Hi! Used this app consistently for a year. Didn’t qualify for much but applied anyways thinking there was a money back guarantee if you didn’t make your subscription fee in a year. I didn’t make a single cent despite continuous engagement with the platform. They REFUSED to refund me. I will tell every single person I know not to waste their money or time.
This app will tell you that you owed so much money but it's not very thorough. I saw on TikTok oh if you dealt with TurboTax then you could be owed money to send that. But it asks you if you dealt with about six different companies and then if you want to actually see if you're legit owed anything they ask you to pay before you can see anything so definitely a scam
Find every subscription that's still charging you
Forward your Apple receipt emails to one address. We pull out every active subscription, what it costs, and when it renews next — then warn you before each renewal instead of after.
Free while in beta. No account, no bank connection.
Questions
Can I get a refund after I already canceled Settlemate: Claim Savings?
Yes. Canceling stops future renewals but does not refund a charge that already went through. You request that separately at reportaproblem.apple.com, and "I was charged after I canceled the subscription" is the reason to select.
How long do I have to ask for a refund?
Apple generally expects refund requests within 90 days of the charge. Ask as soon as you notice it — requests on recent charges are approved more often.
Apple declined my request. Is that the end?
No. A first decline is common and is often automated. You can submit the request again with more specific facts and ask for review by a senior advisor. If it is declined again, you can dispute the charge with your card issuer.
Will I lose access to Settlemate: Claim Savings if I cancel?
You keep access until the end of the period you already paid for. Canceling only stops the next renewal.
Settlemate: Claim Savings is not listed in my Apple subscriptions, but I am still being charged. What now?
Then Apple is not the one charging you — the company is billing your card or PayPal directly, and reportaproblem.apple.com will not help. Check your card or PayPal statement for the merchant name, cancel from your account on that company website, and ask them for the refund in writing. If they do not answer within a few days, dispute the charge with your bank or card issuer instead.
Other Finance apps people ask us about
The number is how many of that app's recent 1–2★ reviews are about billing.