How to cancel Lenme: Borrowing and Lending and get your money back
Lenme: Borrowing and Lending is a Finance app by Lenme Inc.. Canceling and getting refunded are two separate things — most people do the first and assume the second happens automatically. It doesn't.
Based on 50 of the most recent public App Store reviews, sampled September 2026.
Step 1 — Stop the next charge
- On iPhone or iPad: Settings → tap your name → Subscriptions.
- Select Lenme: Borrowing and Lending → Cancel Subscription.
- Check that it now says Expires and not Renews. If it still says Renews, it is not canceled.
Deleting the app does not cancel the subscription. This is the single most common reason people keep getting charged.
Step 2 — Ask Apple for the charge back
Answer these and you'll get the exact wording to paste into Apple's form. Nothing is sent anywhere — it's generated in your browser.
You're not the only one
Recent 1–2★ reviews of Lenme: Borrowing and Lending on the App Store, about billing:
This app is completely fraudulent. Guarantee loans if you pay a monthly rate. Then pay a yearly rate and get nothing. Ask for a refund and they say sure, get it through Apple- well Apple won’t refund it either! -my response- I did contact your company and you advised Apple could refund but nothing
It asked me to connect my bank information and asks me to purchase a subscription when I don’t have money and that’s the reason why I need a loan
Horrible customer service . Paid for a subscription for absolutely nothing. No loans available. It’s a scam. Stay far away.
Find every subscription that's still charging you
Forward your Apple receipt emails to one address. We pull out every active subscription, what it costs, and when it renews next — then warn you before each renewal instead of after.
Free while in beta. No account, no bank connection.
Questions
Can I get a refund after I already canceled Lenme: Borrowing and Lending?
Yes. Canceling stops future renewals but does not refund a charge that already went through. You request that separately at reportaproblem.apple.com, and "I was charged after I canceled the subscription" is the reason to select.
How long do I have to ask for a refund?
Apple generally expects refund requests within 90 days of the charge. Ask as soon as you notice it — requests on recent charges are approved more often.
Apple declined my request. Is that the end?
No. A first decline is common and is often automated. You can submit the request again with more specific facts and ask for review by a senior advisor. If it is declined again, you can dispute the charge with your card issuer.
Will I lose access to Lenme: Borrowing and Lending if I cancel?
You keep access until the end of the period you already paid for. Canceling only stops the next renewal.